First comes first

For you to invest orderly and consistently, you must make sure that your primary financial needs are being met. ALDESA thinks two issues must be taken into account.

Emergency funds. Prior to building a mid-, long-term investment portfolio, a number of resources must be set aside as a buffer for unexpected events. Your investment adviser will help you decide about an appropriate amount to be invested on high-liquidity financial instruments.

Life and medical insurance. Insurance is required for additional protection. Life and medical insurance are of particular significance, chiefly when someone depends on you.

Once these primary needs are met, an investment process can be started.